1. Acceptance of Terms

By using our invoice payment service ("Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you disagree with any part of these Terms, you may not use our Service.

2. Description of Service

Our Service provides payment links integrated into invoices. Users can:

• Copy and send payment links
• Send payment links via email from the invoices list
• Print invoices with QR codes and payment links

3. Payment Processing

1. We use Stripe as our payment processor. By using our Service, you agree to Stripe's Services Agreement, available at https://stripe.com/legal/ssa.
2. Payment processing fees are added to the invoice amount and are as follows:
   • Stripe fee: 2.9% + $0.30 USD
   • Platform fee: 1%
   • Total fee: 3.9% + $0.30 USD
3. These fees are paid by the end client (the party paying the invoice) in addition to the invoice amount. Our customers (the invoice issuers) receive the full invoice amount without deduction of these fees.
4. By using our Service, you agree to transparently communicate these additional fees to your clients who will be paying the invoices.

4. User Responsibilities and Certification

1. You are responsible for maintaining the confidentiality of your account and password.
2. You agree to use the Service only for lawful purposes and in accordance with these Terms.
3. You are responsible for the accuracy of the information provided in your invoices.
4. By using our Service, you certify that you are authorized to conduct business and sell the items or services listed in your invoices.
5. You acknowledge and agree that you are solely responsible for the items or services you sell. Our Service merely facilitates the payment process and does not assume any responsibility for the goods or services exchanged.

5. Refunds and Fees

1. As the seller, you are solely responsible for handling any refunds to your clients.
2. In the event of a refund, the fees associated with the original transaction (3.9% + $0.30 USD) will not be refunded.
3. You agree to handle all refund requests directly with your clients and to use our Service's refund functionality when processing refunds.
4. We reserve the right to facilitate refunds in cases of disputes or suspected fraudulent activity, in accordance with our obligations under applicable payment processing regulations.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

7. Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

8. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

9. Contact Us

If you have any questions about these Terms, please contact us at [Your Contact Information].

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

11. Disclaimer of Warranties

Our Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or usefulness of any information on our Service. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to our Service, or by anyone who may be informed of any of its contents.

12. Indemnification

You agree to defend, indemnify, and hold harmless our company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, your User Contributions, any use of the Service's content, services, and products other than as expressly authorized in these Terms.